Keeping You Safe

For anyone planning to get a new car or renew or change their insurance, here are a few car insurance tips. Firstly, driving without insurance is illegal and generally not smart because you never know when something can go wrong, often out of your control, and cause you to be without a vehicle because you crashed.

So if you're looking to get or change your insurance, try looking online first. Online insurance is the wave of the future. All the top companies are switching to online for many reasons. They don't have to mail you anything, so the cost is lowered for them since they don't have to print anything on paper.

A big mistake many people make is going with the first company they find and not shopping around. The worst thing you can do is go with one that charges you just for a quote. You don't need to be spending money just to find out how much their rates are, what they offer, or anything like that.

Along with the car insurance tips comes the idea that discounts are available from almost any leading insurance company. Many of these come from your driving habits, like having a good history of no accidents, but some can be awarded because your car has certain safety equipment or if it was built after certain standards were created.

Do You Need a Degree to Find Cheaper Car Insurance for Young Drivers?

So should you hang up your driving gloves until you turn 25 are or there ways to reduce the cost of car insurance for young drivers?

The Good News

The good news is - yes there are some ways of reducing the cost of insurance even for teenage drivers. The costs of car insurance for young drivers are based on statistics that show they are the most likely to be involved in accidents. Generally this seems to be due to lack of experience and over-confidence.

Insurers themselves admit that they are less than willing to offer insurance to those under 25 simply because of these facts. However, as young drivers are increasingly finding themselves priced out of the market, insurers are trying to find ways to help to reduce the cost.

One of these methods is the introduction by some insurers of a smart box system that can be fitted to most models of cars. The box monitors the skills and speeds of the driver and for good drivers it can mean car insurance costs are slashed. Not available from all insurers as yet, it does seem likely that most will begin offering the scheme in the coming months.